Wintrust Life Finance (Wintrust Life) has been in the life insurance premium finance space since 1998. We’re the largest traditional life insurance premium finance lender in North America and manage loans for insureds who employ a variety of planning structures for their clients. Our expertise includes estate planning, business succession, buy-sell, corporately owned (key person, deferred compensation), and retirement planning/income replacement.

Wintrust Life is a wholly-owned division of Wintrust, a financial holding company made up of a family of community banks and a number of specialty groups and divisions that provide a wide variety of financial services for both personal and business banking needs. We’ve been part of Wintrust since 2009 and represent 19% of Wintrust’s loan portfolio. While other bank-owned finance companies often make clients reallocate their assets during the financing process, Wintrust Life does not.

We believe that one-size-fits-all financing options don’t work, which is why we tailor a loan structure to each client’s objectives. Furthermore, we don’t tack on additional fees and the only cost to the client is the interest due annually. We’re also a non-advisory firm and do not participate in the life insurance sale. We’re the financing expert, agents and brokers are the life insurance experts, and clients benefit from both sides’ knowledge and experience.

If you’re interested in speaking with a loan officer or learning more about life insurance premium financing, please call us at 888-747-4762.